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Living in Finland

Finland — landmark
Photo by Markus Winkler on Pexels
Comprehensive data

Europe — Expat guide for moving and living abroad

Country overview

Capital

Helsinki

Currency

EUR

Continent

Europe

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Entry requirements

Check if your passport needs a visa for Finland.

Check visa requirements

Popular passport access to Finland

Passport Status Max Stay
Austria Visa Free —
Belgium Visa Free —
Bulgaria Visa Free —
Croatia Visa Free —
Cyprus Visa Free —
Czechia Visa Free —
Denmark Visa Free —
Estonia Visa Free —
France Visa Free —
Germany Visa Free —

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Monthly costs

Helsinki

Rent (center)

1,500 USD/mo

Groceries

420 USD/mo

Transport

65 USD/mo

Est. Monthly Total

2,155 USD/mo

Compare cost of living in Helsinki

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Work permits

  • Residence Permit for Employed Person

    Duration: 1-4 years

    Job offer, employer applies first

  • EU Blue Card

    Duration: 2 years

    Min €4,392/month, higher education

  • Startup Permit

    Duration: 2 years

    Founders with Business Finland endorsement

Explore all work permit options for Finland

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Salary & tax

Income Tax Range

13% – 44%

Social Security (Employee)

0.0919%

Combined state + municipal tax. Top effective ~51.5%. VAT 25.5%.

Calculate your net salary

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Useful services

Banking

Wise

Manage money in EUR with low fees and the real mid-market rate.

Open a Wise account →

Insurance

SafetyWing

Nomad health insurance for your stay in Finland. Monthly subscription, cancel anytime.

Get a SafetyWing quote →

Connectivity

Airalo

Finland eSIM data plans from $4.50. Activate before you land — no SIM swap.

Get an Airalo eSIM →

Privacy

NordVPN

Stay secure on public WiFi in Finland and access services from home.

Get NordVPN →

Language

iTalki

Book 1-on-1 video lessons with native tutors before you move. 150+ languages.

Find a tutor →